Top 20 International Credit Card Processors for Receiving Payments in Pakistan

 

Top 20 International Credit Card Processors for Receiving Payments in Pakistan

As eCommerce grows in Pakistan, businesses increasingly need reliable payment processors that support secure transactions and multi-currency options. Finding a suitable international credit card processor can be challenging due to local restrictions and currency issues, but several payment gateways and third-party providers make it possible for Pakistani businesses to access global payment options. Here’s a look at the top 20 international credit card processors that can be integrated in Pakistan:

1. Stripe

• Third-Party Provider: Yes, often uses Payoneer or a similar intermediary.
• Features: Known for robust APIs, fraud detection, and multicurrency support. Stripe is commonly used for online payments, but Pakistani merchants typically access it via Payoneer or other third-party integrations.

2. PayPal

• Third-Party Provider: Yes, available through Xoom for receiving payments.
• Features: Secure and widely recognized, though unavailable directly in Pakistan. PayPal can be accessed through Xoom for receiving international remittances, often used by freelancers.

3. 2Checkout (now Verifone)

• Third-Party Provider: No.
• Features: Directly available in Pakistan, 2Checkout supports multiple currencies, fraud protection, and seamless integration with various eCommerce platforms.

4. Payoneer

• Third-Party Provider: No.
• Features: Known for its global reach and multicurrency accounts, Payoneer provides a Mastercard for easy cash withdrawals in Pakistan, making it popular among freelancers and SMEs.

5. Amazon Pay

• Third-Party Provider: Yes, typically via Payoneer.
• Features: Offers secure payments for eCommerce, but not directly accessible in Pakistan. However, merchants can use Payoneer accounts to receive Amazon Pay funds.

6. Alipay

• Third-Party Provider: No.
• Features: Alipay supports international transactions and offers currency exchange services, making it ideal for Chinese and Asian market transactions.

7. Square

• Third-Party Provider: Yes, can be used via Payoneer or similar providers.
• Features: Not available directly in Pakistan, but Square can be accessed through third-party providers for global clients.

8. Authorize.Net

• Third-Party Provider: Yes, through CyberSource.
• Features: Provides fraud protection, payment gateway integration, and robust APIs, especially useful for larger eCommerce sites.

9. Adyen

• Third-Party Provider: No.
• Features: Adyen’s wide international reach and integration flexibility make it a solid choice for large eCommerce businesses, offering direct integration in Pakistan.

10. Checkout.com

• Third-Party Provider: No.
• Features: Known for multicurrency and secure payment processing, Checkout.com is popular in the Middle East and supports businesses in Pakistan.

11. BlueSnap

• Third-Party Provider: No.
• Features: Offers multicurrency processing and a single integration for global eCommerce, ideal for SMEs and large corporations.

12. WorldPay

• Third-Party Provider: Yes, can be accessed via an international bank account.
• Features: Known for its secure transactions, WorldPay is a popular choice for businesses with existing international bank accounts.

13. Payza

• Third-Party Provider: No.
• Features: Although currently limited, Payza used to support payments in Pakistan, and similar processors are expected to relaunch.

14. Skrill

• Third-Party Provider: No.
• Features: Skrill offers multicurrency accounts and direct withdrawal to Pakistani banks, which makes it ideal for freelancers and small businesses.

15. Paysera

• Third-Party Provider: No.
• Features: Popular for cross-border payments and supporting multiple currencies, Paysera is ideal for small businesses in Pakistan.

16. TransferWise (Wise)

• Third-Party Provider: No.
• Features: Offers convenient multi-currency accounts and local transfers, allowing for seamless transactions to Pakistani bank accounts.

17. Braintree (a PayPal company)

• Third-Party Provider: Yes, through Xoom or Payoneer.
• Features: Known for seamless eCommerce integration, Braintree supports a variety of payment methods and global currencies.

18. PayTabs

• Third-Party Provider: No.
• Features: Popular in the Middle East and South Asia, PayTabs is available in Pakistan, supporting local bank integrations and multicurrency payments.

19. Remitly

• Third-Party Provider: No.
• Features: Remitly specializes in international remittances, with a strong presence in Pakistan. It's ideal for businesses with international clients.

20. WeChat Pay

• Third-Party Provider: No.
• Features: Popular in China, WeChat Pay is often used for cross-border payments with Asian clients and offers multi-currency support.

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In conclusion, these processors offer a range of options to Pakistani businesses, from Payoneer’s flexibility to 2Checkout’s direct integration. When choosing a processor, consider factors such as transaction fees, ease of integration, and the availability of local currency withdrawals. With the right payment gateway, businesses can expand their reach and make cross-border transactions smoother and more reliable.