24 Best Credit Card Processing Apps for Pakistani Freelancer

 




Freelancing in Pakistan has grown exponentially in recent years, and a major challenge for freelancers is finding reliable credit card processing services. Getting paid on time and securely is essential, especially for freelancers who work with international clients. In this blog, we’ll explore 24 credit card processing apps and services that are ideal for Pakistani freelancers. Each option provides different features and costs, so it’s essential to select one that meets your needs for convenience, fees, and accessibility.

1. Payoneer - https://www.payoneer.com

Payoneer is widely popular among Pakistani freelancers due to its low fees and accessibility. It allows users to receive payments in multiple currencies, which can then be withdrawn to Pakistani bank accounts.

2. Wise (formerly TransferWise) - https://wise.com

Known for its competitive exchange rates, Wise supports international transfers directly to Pakistani bank accounts. It also provides a debit card in supported countries, which can be an added advantage if you travel.

3. Stripe Atlas - https://stripe.com

While Stripe isn’t available directly in Pakistan, Stripe Atlas allows freelancers to establish a U.S.-based LLC and gain access to Stripe’s payment gateway. This is ideal for those working with U.S. clients.

4. PayPal (via third-party) - https://paypal.com

Although PayPal isn't available in Pakistan, freelancers sometimes use third-party services to open accounts. Be cautious with this method, as it can have security risks, but it is a workaround for those who require PayPal access.

5. Payoneer Virtual Card - https://www.payoneer.com

If you’re already using Payoneer, you can get a virtual card for online purchases and transactions, making it easy to spend your earnings directly.

6. 2Checkout - https://www.2checkout.com

2Checkout allows Pakistani freelancers to accept credit cards from international clients. Its integration with eCommerce platforms also makes it versatile.

7. Google Pay - https://pay.google.com

Though not as popular for direct transfers to Pakistan, Google Pay can be used as an intermediary for payments from clients in Google Pay-supported countries.

8. Skrill - https://www.skrill.com

Skrill is a solid option for transferring funds to a Pakistani bank account or for use in online purchases. It also offers low transfer fees.

9. Revolut - https://www.revolut.com

Revolut provides freelancers with multi-currency accounts and easy transfer options, but it’s most useful if you’re operating in a supported country.

10. Square - https://squareup.com

While Square is primarily used for in-person transactions, freelancers working in supported countries may find it helpful for invoicing and payments.

11. Authorize.Net - https://www.authorize.net

This app is ideal for freelancers needing an advanced solution, especially if you have a website or a personal brand that sells services or products.

12. Veem - https://www.veem.com

Veem allows businesses and freelancers to receive payments internationally with low fees, and its user-friendly interface is a bonus.

13. Apple Pay - https://www.apple.com/apple-pay/

Freelancers working with clients in countries where Apple Pay is supported may find it a convenient option for payments.

14. Payza - https://www.payza.com

Payza specializes in international payments, making it easier for Pakistani freelancers to accept payments in various currencies.

15. Remitly - https://www.remitly.com

Remitly is a remittance-focused app that can be useful for freelancers who wish to send or receive money internationally.

16. Instamojo - https://www.instamojo.com

Instamojo is a popular choice in South Asia for freelancers and small businesses, offering payment solutions and a user-friendly experience.

17. Zelle (via U.S. Account) - https://www.zellepay.com

Zelle is a U.S.-based service, but if you have a U.S. bank account, it can be an easy way to receive payments from U.S. clients.

18. PingPong - https://www.pingpongx.com

PingPong offers low fees and supports multiple currencies, making it ideal for freelancers who work with clients in various countries.

19. QuickBooks Payments - https://quickbooks.intuit.com/payments/

QuickBooks offers payment processing, as well as accounting services, so you can manage finances all in one place.

20. Alipay - https://intl.alipay.com

Alipay is popular among clients in China and could be valuable if you work with Chinese clients. However, it requires some setup for use outside China.

21. WorldRemit - https://www.worldremit.com

WorldRemit is a reliable remittance service that’s widely available in Pakistan, providing secure international transfers at competitive rates.

22. Xoom (by PayPal) - https://www.xoom.com

Xoom allows PayPal users to send money internationally, including to Pakistan, so it’s an alternative for those who rely on PayPal.

23. Paysend - https://paysend.com

Paysend supports international transfers to Pakistan with relatively low fees, making it a great option for freelancers.

24. RemitRadar - https://www.remitradar.com

RemitRadar provides various options for sending and receiving money internationally, suitable for freelancers handling clients globally.

Tips for Choosing the Right Credit Card Processing App

  1. Fees: Look for an app with low transaction fees to maximize your earnings.
  2. Currency Support: If you’re working with clients from various countries, choose an app that supports multiple currencies.
  3. Transfer Speed: Faster transfers mean quicker access to your earnings.
  4. Security: Choose a platform with high security standards to protect your payments.
  5. Ease of Use: The app should be easy to navigate and compatible with your bank in Pakistan.

Conclusion

Each of these 24 credit card processing apps offers unique benefits for Pakistani freelancers, from lower fees to ease of use and multi-currency support. By choosing the right app, you can streamline your payment processes, protect your finances, and work with clients worldwide with ease.

Always make sure to read up on each service’s terms and fees and choose the one that best suits your freelancing needs.

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